My Blogs
Days on Market: The Surprising Truth About 51 Days
GTA listings averaged 34 days on market in September 2026, but the homes themselves averaged 51. Here is why the gap matters when you price.
Buyer Representation Agreement and a Surprising 30-Day Trap
Ontario leaves a home buyer two options and no third. Here is what a buyer representation agreement commits you to, and the holdover clause most people miss.
Fall Home Maintenance: 3 Overlooked Jobs for a Safe Winter
Ontario changed its carbon monoxide alarm rules on January 1, 2026. Three fall home maintenance jobs that keep a GTA family safe through the winter.
Interest Rate Hike: Why Your 3 Numbers Are Surprising
The Bank of Canada raised its policy rate to 2.50% on October 28. Here is what the interest rate hike costs a GTA buyer each month, and what beats it.
First Home Savings: The Surprising December 31 Deadline
A first home savings account runs on the calendar year, with no 60-day grace period. Open one by December 31 and you bank $8,000 of room for 2026.
New Condo Purchase: The Surprising $20,000 Trap
On a new condo purchase in Ontario, Tarion covers your deposit to just $20,000 and caps pay for a delay at $7,500. Price both before you sign.
Principal Residence Exemption and the Surprising $8,000 Trap
Most Ontario sellers owe no tax, because the principal residence exemption covers the gain. Yet three situations remove it, and one of them costs $8,000.
GTA Mortgage Renewal and the Surprising 15% Surge
A GTA mortgage renewal now splits two ways: pandemic-era fixed loans pay about 15% more, while newer ones pay the same. Here is which group you are in.
Conditional Offer Ontario and the Surprising $43,600 Risk
A conditional offer Ontario buyers write costs almost nothing in a 4.8-month market. Waiving financing can cost far more, because the benchmark fell $43,600.
GTA Home Sales and the Surprising 14.4% Warning
GTA home sales fell 9% in September while new listings fell 14.4%. Here is what that supply gap means before the October 28 rate decision.
